Insurance for unoccupied property located in the UK with the option for three different levels of cover - Level 1 (FLEEA), Level 2 (Extended perils) and Level 3 (All risks, as defined in the policy wording).

product overview

• Rebuild value up to 2,000,000
• Property Owners Liability up to 5,000,000
• Minimum excess 1,500
• Day one uplift - 15%
• Contents limit up to 25,000 can be included
• Minimum rebuild value 100,000
• Minimum premium 150
• Select your own commission up to 22.5%
• Grade I, II or II* listed properties covered (A, B or C in Scotland)
• Properties built prior to 1900 considered
• Coverage periods of up to 6, 9 or 12 months
• Mid term cancellations at pro rata premium (subject to minimum premium criteria)

coverage highlights

• Level 1: Fire, Lightning, Explosion, Earthquake, aircraft impact (FLEEA)
• Level 2: Level 1 plus;
  • Storm
  • Flood
  • Subsidence, Heave or Landslip
  • Weight of Snow
  • Falling Trees (including felling and lopping) and Satellite dishes
  • Collision
• Level 3: Level 2 plus;
  • Escape of water
  • Theft or attempted theft
  • Riot Civil Commotion Strikers Locked-out Workers
  • Malicious Persons
• Debris removal
• Fire extinguishment expenses and emergency services damage (including damage gardens and lawn)
• Temporary repairs to secure the premises following damage
• Professional fees to reinstate the building

useful documents