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directors and officers liability including entity and employment practices cover

This policy covers the personal assets of the directors and officers of private companies. It includes 100,000 aggregate limit for corporate liability (entity cover) and employment practices as standard.

product overview

  • Directors and officers legal liability with any one claim policy limits
  • Corporate reimbursement
  • Corporate liability limit 100,000 in the aggregate included
  • Employment practices liability limit 100,000 in the aggregate included
  • Defence costs included in the limit with no prospect-of-success requirement
  • Limits of indemnity up to 5,000,000 for directors
  • Zero deductible for D&O and corporate reimbursement
  • Deductible for corporate liability 2,500 any one claim
  • Deductible for employment practices 5,000 any one claim
  • For companies with turnover up to 100,000,000

coverage highlights

  • Investigation costs and expenses
  • Fidelity cover included
  • Breach of contract defence costs
  • Asset and liberty proceedings
  • Criminal prosecutions defence expenses
  • Public relations expenses
  • Corporate manslaughter defence expenses
  • Identity theft
  • Extradition proceedings defence expenses
  • Outside directorship cover
  • Pollution defence expenses
  • Automatic acquisition cover
  • Emergency defence expenses
  • Up to six years discovery period available
  • Retired directors run-off cover
  • Personal appointments protection for school governors or directors of charitable organisations
  • Regulatory crisis costs
  • Shareholders' derivative costs
  • Pension administrator's liability for money purchase schemes
  • Heirs, representatives and spouses extension

useful documents

policy summary

wording

one page application form

claims example

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telephone +44 (0)1245 343630
email info@angelriskmanagement.com

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AXA XL
20 Gracechurch Street,
London, EC3V 0BG

telephone +44 (0)20 8442 0000
fax +44 (0)20 8442 0000
email info@axaxl.com

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