Standalone terrorism insurance for all or part of a property schedule where properties are located in zones A to D. Offering more flexibility, cheaper premiums and higher commission rates than those generally offered by Pool Re.

product overview

• Full property schedule value or properties as part of a schedule
• Individual properties
• First loss limit based on an accumulation of locations; or
• First loss limit based on highest single location value; or
• Sum insured defined by the insured
• Property values up to 250,000,000 any one location
• No maximum property schedule value
• Losses occurring during the policy period
• Policy triggered by verified acts of terrorism, including verified threats

coverage highlights

• Cover follows the associated property policy to avoid gaps in cover
• Nil PD excess
• Material damage
• 135% day one uplift cover (150% available by endorsement)
• Contents
• Business interruption
• Loss of rent
• Cost of alternative accommodation
• Increased cost of working / Additional increased cost of working
• Option to add 1,000,000 liability
• Option to add 100,000 group personal accident
• Pick your own commission up to 27.5%

useful documents

• policy summary
• wording