Our Marine Cargo insurance product is available as a standalone policy designed to insure your SME clients for the physical loss or damage to goods at sea, on road, rail, air and in the post, whether the owner transports them, or uses a shipper, haulier or courier.

product overview

• Statement of fact based product no need for proposal form
• Plain language wording
• Transits within the UK and/or overseas
• Transits within the UK up to 30,000,000 annual
• Imports/Exports up to 10,000,000 annual per geographical area
• Limit of indemnity up to 1,500,000 any one transit
• Named storage addresses limits up to 1,500,000 per location
• Annual premiums from 500 plus IPT
• Minimum excess 250 per shipment
• Commission 27.5%
• Shipment certificate issuing facility available
• 24 hour claims notification service

coverage highlights

• Institute Clauses
• Air Freight Charges to expedite goods to customers
• Buyers/Sellers contingency cover
• Brands and Labels clause
• Concealed Damage clause
• Destruction by Governmental Authorities
• Fumigation costs
• Own Vehicle coverage within the UK
• Removal of Debris costs
• Returned Goods costs
• Goods in storage extension available within the UK
• Tools and Samples coverage extension within the UK
• Exhibitions, Demonstrations and Trade Fairs extension

useful documents

• policy summary
• wording