Standalone terrorism insurance for all or part of a property schedule where properties are located in zones A to D. Offering more flexibility, cheaper premiums and higher commission rates than those generally offered by Pool Re.

product overview

  • Full property schedule value or properties as part of a schedule
  • Individual properties
  • First loss limit based on an accumulation of locations; or
  • First loss limit based on highest single location value; or
  • Sum insured defined by the insured
  • Property values up to £250,000,000 any one location
  • No maximum property schedule value
  • Losses occurring during the policy period
  • Policy triggered by verified acts of terrorism, including verified threats

coverage highlights

  • Cover follows the associated property policy to avoid gaps in cover
  • Nil PD excess
  • Material damage
  • 135% day one uplift cover (150% available by endorsement)
  • Contents
  • Business interruption
  • Loss of rent
  • Cost of alternative accommodation
  • Increased cost of working / Additional increased cost of working
  • Option to add £1,000,000 liability
  • Option to add £100,000 group personal accident
  • Pick your own commission up to 27.5%

useful documents

policy summary