residents' associations, committees, owners and residential property management companies

For trustees or directors of not-for-profit organisations, charities and committees. With options to add the entity extension – incorporating professional indemnity cover and an employment practices extension.

product overview

  • Legal liability arising from wrongful acts
  • Investigation costs and expenses
  • Reimbursement for the organisation where it has indemnified the trustees
  • Cover for the organisation’s own liabilities
  • Professional indemnity included with the organisation extension
  • Employment practices liability
  • Identity theft costs and expenses
  • Criminal defence costs
  • Coverage for defence expenses for claims brought under the Data Protection Act
  • Emergency defence costs and expenses
  • Fidelity cover for employee theft
  • Loss of documents or data

coverage highlights

  • Aggregated policy limits
  • Defence costs and expenses included within the limit
  • Sub-limits apply on certain coverages (as shown in the policy schedule)
  • Cover for organisations with up to 500 dwellings
  • Limits of indemnity up to €2m
  • Trustee limit reinstated after exhaustion
  • Deductible for organisational extension €500
  • Deductible for employment practices extension €7,500

useful documents

application form

policy summary

claims example