directors and officers liability including entity and employment practices cover

This policy covers the personal assets of the directors and officers of private companies. It includes €100,000 aggregate limit for corporate liability (entity cover) and employment practices as standard.

product overview

  • Directors and officers legal liability with any one claim policy limits
  • Corporate reimbursement
  • Corporate liability limit €100,000 in the aggregate included
  • Employment practices liability limit €100,000 in the aggregate included
  • Defence costs included in the limit with no prospect-of-success requirement
  • Limits of indemnity up to €2,000,000 for directors
  • Zero deductible for D&O and corporate reimbursement
  • Deductible for corporate liability €2,500 any one claim
  • Deductible for employment practices €7,500 any one claim
  • For companies with turnover up to €100,000,000

coverage highlights

  • Investigation costs and expenses
  • Fidelity cover included
  • Breach of contract defence costs
  • Asset and liberty proceedings
  • Criminal prosecutions defence expenses
  • Public relations expenses
  • Corporate manslaughter defence expenses
  • Identity theft
  • Extradition proceedings defence expenses
  • Outside directorship cover
  • Pollution defence expenses
  • Automatic acquisition cover
  • Emergency defence expenses
  • Up to six years discovery period available
  • Retired directors run-off cover
  • Personal appointments protection for school governors or directors of charitable organisations
  • Regulatory crisis costs
  • Shareholders’ derivative costs
  • Pension administrator’s liability for money purchase schemes
  • Heirs, representatives and spouses extension

useful documents

policy summary

application form

claims example