small business directors and officers

Provides Directors and Officers insurance for small businesses at very competitive prices. This is an ideal product for new start-up companies and can be used as a bolt-on with other policies.

product overview

  • Directors and officers legal liability
  • Corporate reimbursement
  • Defence costs and expenses included in the limit with no prospect-of-success requirement
  • Limits of indemnity from £50,000 up to £1,000,000
  • Zero deductible
  • For companies with turnover up to £2,000,000
  • Start-up companies accepted
  • Additional limit available to each director if the original limit is exhausted

coverage highlights

  • Investigation costs and expenses
  • Asset and liberty proceedings
  • Criminal prosecutions defence expenses
  • Public relations expenses
  • Identity theft defence costs and expenses
  • Extradition proceedings defence expenses
  • Outside directorship cover
  • Pollution defence expenses
  • Automatic acquisition cover
  • Emergency defence expenses
  • 12 months discovery period available
  • Retired directors run-off cover
  • Personal appointments protection for school governors or directors of charitable organisations
  • Heirs, representatives and spouses extension

useful documents

application form

policy summary

claims example