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clubs & associations

back to charities and not-for-profit

This product covers the personal assets of trustees and committee members of charities, clubs and associations who are exposed to the decisions they make in their capacity as trustees; regardless of whether they’re volunteers or remunerated employees.

product overview

  • Legal liability insurance for trustees
  • Investigation costs and expenses
  • Reimbursement for the organisation where it has indemnified the trustees
  • Identity theft costs and expenses
  • Criminal defence costs
  • Asset and liberty proceedings defence and investigation costs
  • Public relations costs
  • Coverage for defence expenses for claims brought under the Data Protection Act
  • Emergency defence costs and expenses
  • Fidelity cover for employee theft
  • Loss of documents or data

coverage highlights

  • Aggregated policy limits
  • Defence costs and expenses included within the limit
  • Zero deductible or excess
  • Sub-limits apply on certain coverages (as shown in the policy schedule)
  • Organisations with up to £2m annual turnover or income
  • Limits of indemnity up to £1m
  • Trustee limit reinstated after exhaustion

useful documents

wording

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application form

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policy summary

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claims example

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